Because...
Home Ownership
...is NOT just a dream
Choosing the right home loan is just as important as choosing the right home. Learning to make better choices during the mortgage process can save you time and money.
Use our tools and resources to build a clear mortgage plan to achieve your homeownership goals or protect the wealth you’ve gained through home ownership
Because...
Home Ownership
is NOT just a dream...
Choosing the right home loan is just as important as choosing the right home. Learning to make better choices during the mortgage process can save you time and money.
Use our tools and resources to build a clear mortgage plan to achieve your homeownership goals or protect the wealth you’ve gained through home ownership
CREATE YOUR MORTGAGE BLUEPRINT
NO OBLIGATION. WE'RE HERE TO HELP!
CREATE YOUR MORTGAGE BLUEPRINT
NO OBLIGATION. WE'RE HERE TO HELP!
# ABOUT US
DEDICATED
TO YOUR SUCCESS
We are mortgage professionals committed to EQUALLY empowering ALL individuals & families in our community to achieve the American Dream of home ownership, creating generational wealth through education.
# ABOUT US
FULLY DEDICATED
TO YOUR SUCCESS
We are mortgage professionals committed to EQUALLY empowering ALL individuals & families in our community to achieve the American Dream of home ownership, creating generational wealth through education.
personalized
mortgage blueprints
Strategic
Planning
A Mortgage Plan
to be Mortgage Ready
We help establish:
Min/Max Purchase Price
Est. Monthly Payment
Est. Cash to Close
Questions & Concerns
Credit
Assessment
Know where you are
Get where you want to go
A soft credit inquiry with no credit score impact lets us help you understand what lenders look at before applying for a home loan.
Financial
Assessment
Financial responsibility
not financial burden
Don't guess. Understand how lenders approve you for a loan. Know what you can afford and better plan for your new home.
Generational
Wealth
Generate long-term wealth through homeownership
Learn the power of homeownership and its possibilities to increase your financial stability
GET WITH THE PROGRAM
BELOW ARE SOME OF THE MANY LOAN PROGRAM OPTIONS AVAILABLE
CONVENTIONAL
These loans come in all shapes and sizes, and while they don't provide some of the benefits as FHA, VA, and USDA loans, conventional loans remain the most common type of mortgage loan.
FHA
FHA home loans are the best home loan program for first-time homebuyers, borrowers with little to no credit, homebuyers with credit concerns, borrowers with credit scores down to 500 FICO, and homeowners with higher debt-to-income ratios.
VA
VA loans are available to active and veteran service personnel and their surviving spouses with generous terms, such as no down payment, no mortgage insurance, and no prepayment penalties, and generally get a competitive interest rate.
USDA
A USDA home loan is a zero-down payment mortgage for eligible rural homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.
JUMBO LOAN
A jumbo loan is a mortgage used to finance properties that conventional conforming loan limits. The maximum amount for a conforming loan is $647,200 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan.
DOWNPAYMENT ASSISTANCE
Down payment assistance (DPA) programs offer loans and grants that can cover part or all of a home buyer’s down payment and closing costs. There are more than 2,000 of these programs nationwide. State, county, and city governments run many of them.DPA programs vary by location, but many home buyers could be in line for thousands of dollars in down payment assistance if they qualify.
DSCR
A Debt-Service Coverage Ratio (DSCR) loans are for business purposes only. A top option for borrowers who want to use investment earnings, rather than their personal income, to qualify for a mortgage. This type of loan falls under the Non-QM umbrella, meaning that it doesn’t require borrowers to meet the strict federal guidelines mandated by traditional mortgages. It uses alternate criteria to confirm eligibility.
BANK STATEMENT LOAN
A bank statement mortgage program allows you to verify your income on a mortgage application using documented bank deposits instead of tax forms. Traditional mortgage loans use tax returns, W2s, and pay stubs to verify monthly income.
MAKE SMARTER MORTGAGE DECISIONS WITH
PERSONALIZED MORTGAGE BLUEPRINTS
You deserve honest help to make clear decisions through the mortgage process before you work with someone only interested in their bottom line. We help you build knowledge and confidence to take the stress out of getting a home loan.
Credit
Assessment
Strategic
Planning
Financial
Assessment
Generational
Wealth
ALL FOR FREE!
GET NOTIFIED WHEN AVAILABLE
GET WITH THE PROGRAM
LEARN ABOUT BASIC LOAN PROGRAM OPTIONS
CONVENTIONAL
These loans come in all shapes and sizes, and while they don't provide some of the benefits as FHA, VA, and USDA loans, conventional loans remain the most common type of mortgage loan.
FHA
FHA home loans are the best home loan program for first-time homebuyers, borrowers with little to no credit, homebuyers with credit concerns, borrowers with credit scores down to 500 FICO, and homeowners with high debt-to-income ratios.
VA
VA loans are available to active and veteran service personnel and their surviving spouses with generous terms, such as no down payment, no mortgage insurance, and no prepayment penalties, and generally get a competitive interest rate.
USDA
A USDA home loan is a zero-down payment mortgage for eligible rural homebuyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture.
No in-person appointments
support@equallg.com
Equal Lending Group, LLC., an online resource for mortgage information to be used for educational purposes only. Equal Lending Group, LLC. is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This website is only for educational usage. All calculations should be verified independently. This website is not an offer to lend or enter into an agreement and should not directly be used to make decisions on home offers, purchasing decisions, nor loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, nor real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice.
Equal Lending Group, LLC. is not affiliated with the VA, FHA or any other government agency. This site has not been approved by any government agency.
Equal Lending Group, LLC.
** No in-person appointments
support@equallg.com
Equal Lending Group, LLC. is an online resource committed to helping our community achieve homeownership & create generational wealth through education.
Equal Lending Group, LLC., an online educational resource company. Equal Lending Group, LLC. is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This website is only for educational usage. All calculations should be verified independently. This website is not an offer to lend or enter into an agreement and should not directly be used to make decisions on home offers, purchasing decisions, nor loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, nor real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice.
Equal Lending Group, LLC. is not affiliated with the VA, FHA or any other government agency. This site has not been approved by any government agency.
Copyright @ Equal Lending Group, LLC. 2022 All Rights Reserved
Copyright @ Equal Lending Group, LLC. 2022 All Rights Reserved
